WikiQuantum
Simplified loss of income estimator for actuarial analysts
Total Losses Calculated
R0
Calculations Completed
0
Quickly estimate the capitalised loss of earnings using actuarial annuity factors, SA tax tables, and the Koch life table. Results are indicative estimates rounded to the nearest R100.
How it works
- Enter the claimant's details, uninjured and injured monthly earnings
- Set contingency deductions and apportionment percentage
- The calculator uses a precomputed life annuity factor to value the future income stream in a single step
- Tax is approximated using the effective annual rate for the income level
- Discount rate: 8.65% · Life table: Koch Table 2
Latest Posts
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How to Calculate Loss of Income in South Africa
Step-by-step guide covering past loss, future loss, tax, and contingencies.
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Koch Life Tables Explained
What they are, why actuaries use them, and how they affect your claim value.
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RAF Claim Quantum Guide
Plain-language guide to quantum in Road Accident Fund claims.
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Contingency Deductions Explained
What contingencies are, typical ranges, and how they reduce a claim.
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The Discount Rate in Damages Calculations
Why future money is worth less today and how actuaries account for it.
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How Apportionment Works in RAF Claims
When fault is shared, how the percentage split affects quantum.